Financial Aid

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Endicott College will make every effort to ensure that a quality education is available to all qualified students, regardless of income level. Financial Aid officers are available to help students and their families on an individual basis with all Financial Aid and financial planning issues.

Financial assistance is available for eligible students through both Endicott and federal and state programs. These programs allow students to use gift and self-help funds to pay for their education. Approximately 89% of Endicott’s students receive some form of financial aid. The average student indebtedness upon graduation is $25,190, from federal and institutional sources. Individual student debt may be higher if private loan sources are utilized.

To qualify for financial aid, a student must be a United States citizen or eligible non-citizen, be enrolled in an approved program, and be in good academic standing. Most of the aid programs require that a student demonstrate financial need. The family contribution is determined by submitting the Free Application for Federal Student Aid (FAFSA). Financial need is defined as the difference between the cost of education and the amount the student’s family can be expected to contribute.

Every applicant’s financial situation is evaluated carefully so that each financial aid award will accommodate a student’s particular needs. All students must reapply for financial aid each year and must maintain satisfactory academic progress to remain eligible.

Each year the College establishes grants that help deserving students augment government and private financial assistance.

Frances Alexander Scholarship
This scholarship was established to recognize a resident student from the North Shore area, majoring in Education, who best exemplifies high ideals and dedication to children. Established by Frances Alexander, former Trustee of Endicott College.

Alumni Council Scholarship
This scholarship was established through the generosity of the Endicott College Alumni Council to be awarded annually to a family member of an alumna/us.

Appleseed’s Scholarship
This scholarship will be awarded to an academically strong third or fourth year student who is majoring in Business with a career interest in retail management.

William Archibald ‘84 Memorial Scholarship
Established in memory of Will Archibald ‘04. This scholarship will be awarded to a Sport Management student who epitomizes Will’s passion for sport business and the strength to overcome personal challenges with an infectious positive attitude.

William B. Ardiff Scholarship
Awarded annually to a returning student who demonstrates a strong commitment to academics, leadership, and the community. Established in memory of William B. Ardiff, Trustee of Endicott College from 1979 through 1986.

Jennifer Atkinson Memorial Scholarship
This scholarship, created in memory of Jennifer Atkinson, is awarded annually to a returning student who demonstrates a desire to use his or her talents to enhance the lives of others. Students from all areas of the College are eligible to apply. Established by Joyce and Lynwood Krischke, Trustee of Endicott College.

Bierkoe Scholarship
This scholarship will be awarded to a student of Christian faith (preferably Lutheran) based on financial need. Established by the Foundation of Evangelical Lutheran Church in America in memory of George and Eleanor Tupper Bierkoe.

Denise Bilodeau Scholarship
Awarded annually to a deserving student with demonstrated financial need and strong academic merit.

Edith Browning Bliss ‘42 Endowed Scholarship
Created to honor Edie for all that she did for the College and for the students that she helped for so many years. Awarded to a student majoring in Hospitality Management who exemplifies the same warm traits of Edie and who demonstrates high academic standards and high financial need.

Nadine Bolen ‘06 Memorial Scholarship
Established in memory of Nadine Bolen’06 – alumna, dedicated employee, and good friend of Endicott College.  Her strong belief in the educational mission of Endicott College touched  many people both on and off the campus. This scholarship will be awarded to a student who portrays the caring values and concern for others, as Nadine always did, and who makes outstanding contributions to the College community in many ways.

J. David and Barbara Broudo Scholarship
Awarded annually to a sophomore or junior, with high academic standards, majoring in visual or performing arts. Established by J. David and Barbara Broudo.

A. Joseph Callahan, Jr. Scholarship
Established in memory of A. Joseph Callahan, Jr. Chairman of the Board of Trustees of Endicott College from 1986 to 2007. His strong belief in the importance of an Endicott education created a strong voice for students. The great success of Endicott between 1990 and 2008 was his legacy. This scholarship will be awarded annually to a student from the North Shore.

Frances Genneco Callahan Scholarship
Awarded annually to a deserving student who exemplifies a strong commitment to helping others. Established by Frances Genneco Callahan, wife of Endicott College Trustee and Chair Emeritus, A. Joseph Callahan, Jr.

Judith and Charles Clayman Scholarship
Awarded annually to benefit a deserving student majoring in Physical Education or Sport Management. Established by Dr. Charles and Judith Clayman.

Robert Coard Urban College Scholarship
The Robert Coard Urban Scholarship is awarded by Endicott College to a deserving graduate of an associate degree program of Urban College of Boston. The scholarship covers the cost of tuition, all fees, and books for 66 credits leading to the bachelor degree offered at the Endicott College Boston campus, less Pell grants and Massachusetts State Scholarships.
The recipient of the scholarship is selected by the President of Urban College of Boston and must meet the standards of Endicott College.

Barbara Sloan ‘51 Constable Scholarship
Awarded annually to a junior or senior who has a high financial need and has demonstrated high academic standards. Established by Bob and Bobbie Sloan ‘51 Constable.

Bourke Corcoran Memorial Scholarship
Awarded annually to an Endicott student with financial need who is recognized as exemplifying the spirit of friendship, loyalty, and concern for others. Established in 1998 by the Corcoran family in memory of their son, Bourke, who was to have been a member of the Class of 2002.

Margaret Ake DECA Scholarship
This scholarship is awarded to a student majoring in business who takes on a leadership role in advancing DECA on-campus and nationally. Established by the College in honor of Margaret Ake, respected advisor of the DECA program at Endicott for many years.

Barbara Decker Memorial Scholarship
Established in memory of Barbara Decker who served Endicott faithfully for many years, lastly in her role as Registrar. This scholarship is awarded to an individual of high character who is making outstanding contributions to the College and the community.

Nancy S. and Paul J. Desnoyers Scholarship
This scholarship is awarded annually to a deserving Endicott College student majoring in the visual or performing arts and who has high financial need.

Myra Ann Dettelbach ‘14 Communication Scholarship
This scholarship is awarded to an academically strong student majoring in communication. Established by Myra Ann Dettelback.

Electric Insurance Community Service Scholarship
Established to recognize a student’s outstanding contribution to his or her community through volunteer work. The recipient must participate in an ongoing community service project during the academic year.

Endicott College Community Service Scholarship
This is a competitive scholarship program for returning students who have demonstrated a special commitment to community service projects. Recipients will be required to participate in a community service project during the next academic year.

Endicott Family Tuition Discount
If two students from the same immediate family are enrolled full time in the day division, a 10% reduction in tuition will be awarded. This reduction will be credited 5% to each account. If additional family members enroll, the third member will be awarded a 10% reduction of tuition.

Endicott Grants
Awarded on a funds-available basis to students who have demonstrated financial need. Changes in residency status (resident to commuter and vice versa) will effect the amount of the award.

Endicott Health Sciences Scholarship
Awarded to full-time students majoring in Nursing. Renewal of this scholarship is guaranteed if a GPA of 3.0 is maintained. Changes in residency status (resident to commuter and vice versa) will effect the amount of the award.

Karen Beck Felton ‘61 Scholarship
The funds generated by this endowed scholarship will benefit a student who maintains a high level of academic standards with a demonstrated level of high financial need.

Gallagher Koster Insurance Scholarship
Awarded annually to benefit a student in Endicott College’s Keys to Degrees program for single parents. Established by Teresa Koster.

General Magnaplate and Candida ‘72 and Edmund Aversenti Scholarship
Established to assist students in the Keys to Degrees program for single parents, and is awarded to a deserving student with demonstrated financial need and strong academic merit.

Holland and Knight Scholarship
Established by the Holland and Knight Charitable Foundation to benefit a student participating in Endicott’s Keys to Degrees single parent program.

Honors Program Scholarships
Scholarships are awarded annually to members of the Honors Program.  Selection is based on academic achievement, community leadership, an essay, and faculty recommendations.

Jenzabar Endowed Scholarship            
This scholarship is to be awarded annually to a deserving student who is actively involved in community service and has high financial need.

Joyce Whitehaun Krischke Memorial Scholarship
Established in memory of Joyce Whitehaun Krischke, wife of Lynwood Krischke, Trustee of Endicott College. Awarded annually to a student who has conquered adversity because of personal or family circumstances. The recipient must exhibit Joyce’s tremendous ideals and values.

Hannah Lane MH ‘20 and Priscilla Deacy MH ‘42 Donahue Scholarship
Awarded annually to a second-year Nursing student who excels academically. Preference will be given to a student from the city of Malden, Massachusetts. Established by Priscilla Deacy Donahue MH ‘42 and the Malden Hospital School of Nursing in memory of Hannah Lane.

Jane Lang Memorial Scholarship
Established in memory of Jane Lang, a caring and dedicated tutor in the Academic Support Program. This scholarship will be awarded to a returning student in the Academic Support Program who demonstrates superior effort and improvement.

Linda Johnson LeMieux ‘58 Scholarship
The funds generated by this endowed scholarship will benefit a student who maintains a high level of academic standards with a demonstrated level of high financial need.

Malden Hospital School of Nursing Alumni Scholarship
Established by the Malden Hospital School of Nursing Alumni Association to be awarded to students with exemplary academic standing majoring in Nursing.

Markey Family Scholarship
Established through the generosity of the Markey family who created this scholarship as a lasting gift of education.  It will be awarded annually to a student who has high financial need.

Peter Henderson and Lynne B. O’Toole Scholarship 
Awarded annually to a third or fourth year student who is enrolled in Endicott’s Keys to Degrees Program or a full-time student who is a single parent attending the College.

Linda ‘65 and Richard Plummer Scholarship
This scholarship will be awarded to financially assist, on alternating years, one traditional undergraduate and one student participating in Keys to Degrees, Endicott’s program for single parents. The deserving student will demonstrate strong academic merit and financial need.

Helen Young Post ‘52 Scholarship
Awarded annually to third- or fourth-year students majoring in Business with an emphasis in Entrepreneurship. Recipients must demonstrate scholastic achievement, community effort, and social responsibility. The scholarship was made available through the generosity of Helen Young Post, an alumna of Endicott College.

Presidential Academic Scholarship
Awarded annually to full-time Bachelor degree candidates, the scholarships are determined on the basis of merit. Rank in class, GPA, extracurricular activities, and achievements on the SAT determine eligibility. Renewal of this grant is guaranteed for four years if a cumulative minimum 3.0 GPA is maintained. Changes in residency status (resident to commuter and vice versa) will effect the amount of the award.

Presidential Art Scholarship
Awarded annually to full-time Bachelor degree candidates who major in Interior Design, Art or Visual Communication.  The scholarships are determined on the basis of merit, rank in class, GPA, extracurricular activities, and achievements on the SAT.  Renewal of this grant is guaranteedfor four years if a cumulative minimum 3.0 GPA is maintained. Changes in residency status (reident to commuter and vice versa) will effect the amount of the award.

President’s Council Scholarship
This scholarship was established through the generosity of members of the Endicott President’s Council recognizing their strong comitment to education and our families in need.

John M. Ryan Memorial Scholarship
Awarded annually to a student participating in the Keys to Degrees program for single parents. Established by the Nellie Mae Educational Foundation.

Niels Erik and Elizabeth Olga Scholer Endowed Scholarship
Established by Dr. Anne-Marie Scholer in honor and memory of her mother and father. This scholarship is awarded to students who are loyal, contributing members of the Endicott community and who are the first in their families to go to college.

Jack and Judy Shields Scholarship
Through the generosity of Jack and Judy Shields, this scholarship is awarded to an undergraduate student with demonstrated financial need and strong academic merit.

Jean Shanning ‘61 Smock and Martin V. Smock Scholarship
This scholarship will be awarded annually to a student who is a member of the College Crew Team and has high academic standards.

Anna Moyer Steidel and G. Theodore Steidel Scholarship
This scholarship is awarded to returning students with leadership qualities and a strong academic record. Established in memory of the parents of Nancy Steidel Desnoyers ‘50.

Annie Collyer Sutton MH ‘61 Scholarship
This scholarship is awarded annually to a deserving undergraduate nursing student with demonstrated financial need  who has high academic standards and exemplifies high ideals, strong leadership, and dedication to the nursing profession.  Preference will be given to students from the state of Maine.

Tupper Family Scholarship
Awarded annually to a returning student. It is named for and funded by Tupper Family Association of America, Inc. The recipient is selected based upon his or her tremendous academic achievements and involvement in the activities on campus.

Tupper Single Parent Program Endowed Scholarship
Established by the Pierre and Margaret Heftler Foundation to be awarded to a student participating in the Keys to Degrees program for single parents.

Carol McLeod West ‘52 Scholarship
Awarded annually to a deserving student with demonstrated financial need.  Preference is given to students from Maine.

Yawkey Foundation Scholarship
Established by the Trustees of Yawkey Foundation II to help provide tuition support for financially needy students enrolled in the Keys to Degrees program for single parents.

Thomas A. Yawkey Scholarship
Awarded annually on the basis of academic excellence. Recipients must be graduates of a New England high school. The scholarship is open to students in all majors. Established through the generosity of Mr. and Mrs. Joseph LaCour.

Deborah Tyson Zimmerman ‘61 Scholarship 
This scholarship is awarded annually to a student who demonstrates commitment to academics, leadership, and the Endicott community.  The recipient must also maintain a high academic standard and demonstrate significant financial need.
 

Federal Pell Grants
Non-repayable funds made available to students through the federal government. The individual awards for the 2015-2016 academic year range from $626 to $5,775, depending upon the student’s financial need. These funds are used as the foundation of a student’s financial aid package and all applicants for aid at Endicott must apply for a Pell Grant.

Federal Supplemental Educational Opportunity Grants (FSEOG)
These grants are also based upon financial need and are awarded by the Endicott College Financial Aid Office. Priority is given to Pell Grant recipients.

Federal Work-Study Program
Provides eligible students with the opportunity for employment. A student applies for positions offered both on and off campus. The amount of a Work-Study award is determined by the Endicott College Financial Aid Office and does not appear as a credit on a student’s bill. Placement is not guaranteed.

Federal Perkins Loans
Long-term, low interest (5%) federal loans awarded and administered by Endicott. The average award for the 2015-2016 academic year will be $1,000. This loan must be repaid, but there are no interest or principal repayments on a Federal Perkins Loan for borrowers until nine months after a borrower ceases to be at least a half-time student. Upon taking this loan, a student is advised of his or her rights and responsibilities regarding payment.

Federal Direct Stafford Loan
Provides federally insured funds of up to a maximum of $3,500 for first year students, $4,500 for second year students, and $5,500 for third and fourth year students. Graduate students may borrow up to $8,500 annually. For undergraduate Federal Direct Stafford loans, the 2015-2016 rate is 4.29% for all subsidized  and  unsubsidized loans. There is also a 1.073% origination fee deducted from each loan disbursement. All undergraduate students are eligible to borrow up to $2,000 in an unsubsidized Federal Direct Stafford Loan in addition to the annual loan limits listed above.

Federal Direct Parent Loans for Undergraduate Students (PLUS Loans)
Loan funds are available to credit-worthy parents of dependent students. This program is sponsored and administered by the federal government. These loans are not based upon financial need and parents may borrow up to the cost of attendance minus financial aid annually for each dependent student enrolled in an undergraduate school. The interest rate is fixed at 6.84% with a 4.292% origination fee. Repayment for a new PLUS loan generally begins after the student is no longer enrolled.

State Financial Aid Programs
A state scholarship or grant is available from a number of state programs. Connecticut, Massachusetts, Pennsylvania, Rhode Island, and Vermont awarded funds that were used at Endicott. Eligible Massachusetts residents received grants of up to $1,700 for their educational expenses.

Private Loan Programs
Endicott College participates in many private loan programs. The Financial Aid Office assists parents in applying for these private loans. For more information, please go to www.endicott.edu/financialaid, then select Loan Information from the menu.

Payment Plans
Endicott College participates in an interest-free tuition payment plan to help make payment for college more convenient. This offers an opportunity to make interest-free monthly tuition payments to pay all or a portion of your education expense balance. There is no credit review and only a small application fee to enroll. Please contact the Financial Aid Office for additional information.

ROTC: Army
High school students compete for a four-year scholarship starting at the end of their junior year of high school by going to www.goarmy.com/rotc to complete a scholarship application.  Applicants must apply by January 1st of their senior year of high school.
 
An applicant who wishes to attend Endicott and try to earn a scholarship once here can do so but can only compete for a two- or a three-year scholarship.  

Applicants will compete for four-year, three-year, or two-year full tuition scholarships. ROTC scholarships include books and fees, as well as a monthly stipend, that ranges from $300 to $500. This Endicott ROTC Scholarship will replace any previously awarded scholarships or grants that were offered by the college for the year in which the Endicott ROTC Scholarship is awarded. For additional information, call 978-232-2264.
 

To apply for any Endicott, federal, or state funds, students must follow the instructions below. Be sure to pay close attention to all deadlines.

1. In order to apply for financial aid, please visit Endicott’s website: www.endicott.edu/financialaid for detailed information on Endicott’s application process.
2. Complete and forward an Endicott College Financial Aid Application. This form is available from the Office of Financial Aid or on Endicott’s website: www.endicott.edu/financialaid under Application Instructions..
3. Complete the Free Application for Federal Student Aid (FAFSA). Endicott College’s FAFSA code is 002148.
   • You should complete the FAFSA on the Web or Renewal FAFSA on the Web for the 2015-2016 year. You will be required to use your PIN number to access the form and apply. If you need to apply for a PIN, please use the http://www.fafsa.ed.gov/ website.
4. Your application may be selected for a process called Verification. If you are selected for Verification, our office will notify you and you will be required to submit your 2014 Federal Tax information, your parent(s) 2014 Federal Tax information if you are dependent, and the completed Verification Worksheet. Additional information may be required depending on each student’s individual situation.
5. Mail or fax the Endicott College Financial Aid Application, and other requested forms to:

Endicott College
Financial Aid Office
376 Hale Street
Beverly, MA 01915
(978) 232-2085 (FAX)

It is essential that applicants for financial assistance fill out required forms correctly and apply on time. Students whose applications are incomplete or late may lose some forms of aid. Students must reapply for aid each year.

If you have any questions or would like additional information on the programs, please contact Endicott’s Financial Aid Office.